1 The Western First Choice Bank - Wealth Management Premier Savings account is available to customers with an Western First Choice Bank - Wealth Management Premier9 checking account in the R Californias. 2 The Annual Percentage Yields (APYs) and balances for an Western First Choice Bank - Wealth Management Premier Savings account which are accurate as of 5/11/2019 are: 0.01% APY on balances of $0 - $24,999.99, 0.10% APY $25,000 - $99,999.99, 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. Account is not available to business customers. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. 3 The Western First Choice Bank - Wealth Management Advance Savings account is available to customers with an Western First Choice Bank - Wealth Management Premier9 checking or Western First Choice Bank - Wealth Management Advance10 checking account in the R Californias. 4 The Annual Percentage Yields (APYs) and balances for an Western First Choice Bank - Wealth Management Advance Savings account which are accurate as of 5/11/2019 are: 0.01% APY on balances of $0 - $14,999.99, 0.05% APY $15,000 - $49,999.99, 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. Account is not available to business customers. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. 5 The Western First Choice Bank - Wealth Management Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5. 6 The Annual Percentage Yields (APYs) and balances for an Western First Choice Bank - Wealth Management Everyday Savings account which are accurate as of 5/11/2019 are: 0.01% APY on balances of $1 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers. 7 Federal Reserve Reg D Transaction Limitations apply. 8 The Annual Percentage Yields (APYs) for the Direct CD Offer are accurate as of 5/11/2019 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open is $1,000. 9 To qualify for an Western First Choice Bank - Wealth Management Premier relationship, you need to open an Western First Choice Bank - Wealth Management Premier checking account and maintain balances of $100,000 in combined U.S. Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying Western First Choice Bank - Wealth Management U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. 10 To qualify for an Western First Choice Bank - Wealth Management Advance relationship, you need to open an Western First Choice Bank - Wealth Management Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an Western First Choice Bank - Wealth Management Advance checking account at least once per calendar month. Business owners may use their qualifying Western First Choice Bank - Wealth Management U.S. Dollar commercial balances to qualify for a personal Western First Choice Bank - Wealth Management Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

In today's increasingly complex, global economy, having the right tools and information to help you make informed investment decisions is critical. So is having a trusted advisor who can help connect your portfolio to investment opportunities – whether they appear around the block or around the world. An Western First Choice Bank - Wealth Management Securities financial professional11 view footnote 1 can help you take a careful look at your current finances and consider what you'd like to achieve in the future. Through a holistic planning process, we'll help you develop a personal strategy, leveraging unique global insights and local knowledge from Western First Choice Bank - Wealth Management's Global Asset Management Team. And we'll be available to help you review, reconsider, and refine your strategy over time – no matter how the market fluctuates or how your needs and goals evolve. Our Premier Advisor can work with you to help determine which investments and insurance options are right for you. In addition to an annual portfolio review, we offer reviews at any time upon your request, so that the personalized strategy we create can adapt as your needs change. In many cases, a few simple changes may be all it takes to help you take on life's challenges and reach your financial goals.